Become A Member

Membership Eligibility

Membership in this credit union is open to residents of Warren County and Washington County, employees of businesses located in Warren County and Washington County, those who attend church or school in Warren County and Washington County, and those who volunteer their time with an organization based in Warren County and Washington County. Family members of existing members are also eligible to join. Family includes spouses, partners, children, grandchildren, parents, grandparents, and siblings.

We subscribe to the policy of “once a member, always a member”. If you move, relocate or change jobs your account moves with you. Our credit union is member-owned, not-for-profit organization whose objective is to meet the needs of our members through professional, prompt, courteous service with a personal touch.

Looking to Open a New Account?

Thank you for considering opening an account with us. The process is simple and fast.

To get started you only need to do the following:

Provide Personal Identification and Contact Information (Name, Address, SSN, Drivers License Number or State ID, etc)
Satisfy membership eligibility requirements
Agree to the E-signature and account disclosures

And that's it! Let's get started!

Member Benefits

Cooper's Cave Federal Credit Union offers a variety of services for our members to enjoy. Here are some of the programs and services we offer.

Exclusive Member Offers

Receive exclusive benefits, discounts and access to trainings at reduced prices, just for being a CCFCU member!

Defensive Driving

Save up to 10% on your car insurance and reduce points on your license by taking this discounted New York DMV-approved Defensive Driving course for just $25.

YMCA Membership Discount

Receive an exclusive No Sign Up Fee with the Glens Falls YMCA. That is a savings of up to $100!

Equifax Membership Discount

We monitor your Equifax credit report, provide you with alerts, and help you recover from ID theft so you can focus on living your financial best.

Great Escape and Water Safari discounts admission tickets

Great Escape and Water Safari discounts admission tickets.

Accidental Death and Dismemberment Insurance (Free coverage up to $1,000)
Balancing your individual accounts
Certified and cashiers checks
Direct Deposit of payroll checks and direct payment withdrawal
Great Escape and Water Safari discounts admission tickets
Guaranteed Student Loan and Parent Plus Loans
Household Budgeting Program
Credit Life and Credit Disability Insurance on your loans
Online check ordering
MEMBERS Financial Network for Personal investing
Notary Service (free to members)
Online Bill Payment System
Rate Reduction Program on secured loans
Used auto, boat, motorcycle, RV and camper NADA value quotes
Wire transfers and money orders
No fee share-draft accounts
VISA Debit Card
DebitPass reloadable Mastercards
Auto Insurance Quotes
Gap Insurance to protect your collateral investment
Co-Op ATM Network provides you with surcharge-free ATM withdrawals across the United States
Owners Choice Funding (Mortgage Broker for first mortgages)